FAQs

Whether purchasing a home or refinancing your existing home, Community Bank, N.A. has options that fit your needs:

  • Affordable Housing Program
  • Fixed Rate Mortgages
  • Construction Mortgage Loans
  • Jumbo Mortgages
  • Mortgages: Primary - Vacation - Investment options
  • Portfolio Lending
  • Seasonal Properties
  • Manufactured Homes
  • Vacant Land
  • First Home Club
  • SONYMA (NY Only)
  • No Closing Cost Mortgages*
  • Fannie Mae Home Ready

*Certain conditions and restrictions apply.

Yes! We have Portfolio Programs that just may interest you, click here to learn more.

No. Many of our programs offer escrow as an optional service.

We would love to offer you a free mortgage consultation. Just stop into any one of our branch locations or call to make an appointment.

We offer fixed-rate Home Equity Loans and a Home Equity Line of Credit option.

We are Community Bank, N.A. We're your neighbor, mortgage lender, and personal banking resource. Sure you can mail us your payment if you prefer, but you can also come in and see us every month and make your payment right at your local branch office. Need assistance?  Call your Mortgage Banker at your local branch office and he or she would be happy to assist you.

East Syracuse, NY
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