Home equity loans can help you finance:

Ready to take on that home improvement project? A home equity loan is a great place to start.

Whether you’re a DIY-er or you prefer to hire a professional, you’ll probably need some extra funds. Let us help—with competitive fixed rates and terms, personal service, expertise and simple payment options. 

Home equity loans can help you finance:

  • New pool
  • Extra bedroom or sunroom
  • Kitchen remodel
  • Playroom or family room
  • Finished basement or attic
  • Landscaping
  • In-law suite
  • That long-delayed repair project
  • And much more!

Let’s talk about what a home equity loan can do for you and your home. Call or email your local loan specialist. Or stop into your local Community Bank branch.

1.Valid on owner-occupied 1–4-family residential properties to customers with marketable (as determined by Lender or Lender’s Attorney) title to the property that is to secure the loan. Minimum loan requirement of $10,000. Rate shown is for a loan with an LTV (Loan-to-Value) ratio of 80% or less of current appraised value of property securing the accommodation less the balance of the borrower’s first mortgage. Example: A $10,000 loan at 3.99% APR requires 60 monthly payments of $184.12 for principal and interest. (This payment does not include amounts for taxes and insurance. The actual payment may be greater.) Single-wide mobile homes are not eligible for Home Equity Loans. Double-wide mobile homes are eligible only if permanently attached to a foundation. APR is accurate as of 12/1/17 and is subject to change without notice. Other terms, rates and loan amounts are available. Not available for purchase transactions.

ADDITIONAL “NO CLOSING COST” PRODUCT DISCLOSURE: “No closing costs” means no: origination fee/points; application fee; flood check fee; credit report fee; mortgage recording fee; abstract update, title search fees; appraisal fee; bank attorney fee; or mortgage tax. If the customer selects an attorney to represent him/her, customer is responsible for attorney’s fee. Community Bank, N.A.’s intent is to utilize and pay for an exterior-only appraisal of the collateral property. If a more extensive appraisal is requested by the customer for any reason, or is deemed to be necessary for any reason by the Bank, the Bank will pay for up to $175 of the cost. The customer will be responsible for any difference charged by the appraiser. The Bank will not pay for a survey or any other expense not specifically listed herein. Property and hazard insurance are required and are the responsibility of the borrower. Should the loan be closed within three years of the origination, the Bank will collect the third-party closing costs from the customer that were waived when the loan was opened.  

East Syracuse, NY
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