Home Equity Financing

Improve your home easier with the right loan.

Need to expand, update, remodel, redo, renovate? Let us help you tackle your to-do list—with a home equity loan or home equity line of credit. So you can access the cash you need to make it happen—sooner rather than later. We make it so easy. So you can take it easy. 


Which is right for you? If you’re not sure which product is best for you, not a problem. We can help you think it through. Complete and submit the form and someone will contact you in a few business days. 

Start here

Please be sure to select your local branch.

Save money up front

With a home equity loan or line, you pay no closing costs, so you save money right from the start.

Get the help you need

Experienced loan officers will help you find the loan you need—and maintain your financial well-being.

Ready, set, loan

We’re local, accessible and ready to help you get your project off the ground ASAP.

Special Rates

Home Equity Line of Credit
0.00%1
3-month intro APR

Home Equity Loan
3.99%2
5-year fixed APR

Take advantage of these special rates and no closing costs.  Get Started

Which is right for you?

Home Equity Line of Credit

A HELOC is a line of revolving credit with an adjustable interest rate. It allows you to choose when and how often to borrow against your home equity, up to an approved limit.

Home Equity Loan

A home equity loan enables you to borrow against the equity you have in your home. They’re often used to finance major projects like home repairs, remodeling and property enhancements (e.g., swimming pool).

What your neighbors are saying

“Michelle, thank you for your excellent services to develop and close our home equity loan. I appreciate how you helped us and solved a few unusual questions. Your leadership and service affirmed why we value our relationships with you and Community Bank.”

–Bill, Scranton, PA

“Kim went above and beyond to help me. It’s nice to work with a hometown bank where employees know you and are ready to meet your needs!”

Cato, NY

“Thank you so much for your kind, patient and professional assistance in walking us through this loan process. It’s nice to have a small-town bank that provided such great service to the average homeowner!”

–Michael and Ruth, Plattsburgh, NY
East Syracuse, NY
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